Build your baseline
Add the income you expect, required expenses, debts, and savings priorities.
Forward-looking personal finance
See the road ahead for your money.
Clearflow turns expected income, obligations, savings, and debt into one complete plan—so you can see what happens before you make the next move.
- Built for Apple platforms
- Private by design
- No financial account connection required
One plan for
Cash flow
Debt payoff
Savings
Emergencies
How it works
A plan that stays grounded in reality.
Clearflow looks beyond a monthly snapshot. It maps the timing and tradeoffs that shape your full financial path.
See the full projection
Understand upcoming pressure points, interest costs, and the path to debt-free.
Adjust as life happens
Replace estimates with actual results and keep the rest of your plan current.
The difference
Most finance apps explain where your money went. Clearflow helps you decide where it should go next.
The product
Detailed when you need it. Clear when you don’t.
A complete forward plan
Know what today’s choice changes tomorrow.
See required payments, projected balances, available cash, and debt-free timing together—not as disconnected totals.
- Projected cash flow by period
- Debt strategy comparisons
- Clear shortfall and surplus visibility
Always with you
Your plan, sized for the moment.
Review the big picture on Mac and handle focused decisions from iPhone.
Explainable by design
Understand the reason, timing, and impact.
Recommendations show the tradeoffs behind them, so the final decision stays yours.
Suggested next step
Protect the upcoming payment
Keep $840 available for required obligations before applying extra cash to debt.
- Protected
- $840
- Extra to debt
- $310
Built around real life
Planning without false certainty.
Obligations come first
Money is not treated as safely available when future required payments need it.
Estimates stay visible
Expected amounts remain distinct from confirmed results, without pretending projections are promises.
You keep control
When several paths are safe, Clearflow explains the tradeoffs and leaves the choice with you.
Learn Clearflow
Explore the complete user manual.
See the planning model, setup flow, and product screens in detail.
Clearflow
Your money has a future.
Make it visible.
Join the early-access list for product updates and availability.
Request early access